I used to believe that being a good family member meant saying “yes” as often as I could afford to—and sometimes, even when I couldn’t. Loaning money here, covering a bill there, picking up the check at dinner without making a big deal out of it. I told myself it was generosity. I now see it for what it was: blurry financial boundaries that eventually wore me down. In my early 30s, a conversation with a financial advisor finally reframed it. She asked me, simply: “What would it feel like to give